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Construction Insurance

Insurance coverage guidance for contractors—general liability, workers’ comp, bonding and risk protection for construction businesses.

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    Is Your Auto Coverage the Best It Can Be?

    When it comes to making decisions about your business, commercial auto insurance is pretty routine, right?
    Read More →: Is Your Auto Coverage the Best It Can Be?
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    Surety Bonds: The Best Way to Prevent Subcontractor Default

    For more than ten years, subcontractor default insurance has been promoted as a substitute for subcontractor performance bonds.
    Read More →: Surety Bonds: The Best Way to Prevent Subcontractor Default
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    Construction Contract Terms and Conditions from a Surety Perspective

    A surety on a performance bond guarantees to the project owner that the construction contractor will perform the contract fully, in accordance with its terms and conditions.
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  • Everything You Wanted to Know about Commercial Auto Insurance Part 3

    In parts one and two of this three-part series, we learned that, while commercial auto insurance can seem complicated, understanding the companies, coverages and services available to you is the key to making an informed decision for your business.
    Read More →: Everything You Wanted to Know about Commercial Auto Insurance Part 3
  • Crisis Management 101: A Case Study

    My introduction to crisis management came the old-fashioned way—without any plan or preparation.
    Read More →: Crisis Management 101: A Case Study
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    Surround Yourself With Good People

    Reviewing job contracts and subcontractor agreements is a tedious, time consuming job. While someone in your back room tries to decipher a contract’s confusing language, your efficiency slows and profitability declines. Failure to manage these activities at all will help increase efficiencies, but it also puts you at risk for unintended gaps in insurance and the potential for costly claims. Having to choose between inefficiencies and risk isn’t much of a choice, but what else can you do?  The solution is surrounding yourself with good people. Job Contracts In the construction industry everything is dictated contractually. It starts with your insurance policy, which is little more than a contract between you and your insurance company of choice.  This agreement affords you certain rights and privileges,…
    Read More →: Surround Yourself With Good People

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