Gail L. Ritzert is a partner with of the law firm Havkins Rosenfeld Ritzert & Varriale, LLP. The firm has offices in New York City, Mineola and White Plains, N.Y.  For more than 20 years, Ritzert has provided clients with advice and assistance in the development of construction contracts and insurance programs. She has also litigated all aspects of contracts and construction disputes.