Sean Pender is a senior vice president and construction and development practice leader for CAC Specialty based in New York City. His 20-plus year insurance career has been devoted to the construction industry as both a broker, handling insurance programs for contractors and project-specific placements such as builders risk and owner-controlled insurance programs (OCIPs) for large-scale development projects, and as a risk manager for a large New Jersey/New York-based hoisting and scaffolding contractor. Visit cacspecialty.com.