Ryan Rispoli is the vice president at HMK Insurance, an Alera Group company. As a commercial insurance consultant specializing in the construction industry, Rispoli negotiates coverage limits, terms and conditions with underwriters and insurance carriers, reviewing contract insurance specifications and developing risk transfer programs for clients, along with safety and loss control practices. He excels in relationship building and earning the trust of his clients as a consultant and advocate for their business. Visit hmk.aleragroup.com.