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Take advice from the experts on managing risk and insurance matters.
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Written by Steven D. Davis, CPCU, ARM
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Editor's Note: This is the second part in a two part article. To read part one, click here.
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Direct claims costs are usually identified from details presented in clients' loss runs. Costs such as medical expenses, indemnity costs, attorney fees, expert witnesses and adjusting fees can be separated and are included in the rating plan documents for retrospective, deductible and self-insurance plans.
Tags: 2006 October Issue , insurance |
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Written by Devin Pipkin, CIC
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Construction Business Owner, July 2009
Reviewing job contracts and subcontractor agreements is a tedious, time consuming job.
Tags: 2009 July Issue , insurance |
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Written by Steven D. Davis, CPCU, ARM
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Editor's Note: This is part one of a two-part article. To read part two, click here.
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The construction industry has come to recognize the relationship between managing risk and return on investment. Now considered a serious profit initiative, risk management in today's insurance market requires beyond-the-edge thinking if a contractor is to maintain a competitive advantage. The risk management technologies outlined here offer contractors the means to generate additional earnings while leveling out losses.
Tags: 2006 September Issue , insurance |
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This year, one out of ten construction workers will be accidentally injured. Because of this statistic, insurance carriers often view the construction industry as one of the most dangerous industries, even though the employees match a more positive insurance profile and lead healthy active lives. As a result of this perception, construction companies are offered some of the highest insurance premiums.
Tags: 2006 August Issue , human resources , insurance |
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