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Take advice from the experts on managing risk and insurance matters.
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Written by Ryan Furmick
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Your vehicles keep your construction business up and running. But when it comes to the insurance for those vehicles, there may be some misconceptions floating around out there. For example, you might have been told that all of your drivers are automatically covered by your policy or that commercial auto insurance is one-size-fits-all. Tags: 2010 March Issue , insurance |
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Written by Jeffrey Cavignac, CPCU, ARM, RPLU, CRIS
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There is no line item on a construction company's income statement titled "Cost of Risk," but this is typically one of the industry's largest and most volatile expense items. Some construction companies pay 5 percent or more of their gross income for risk related costs. In an industry with tight profit margins, effectively managing risk can sometimes make the difference between making a profit or not, and in some cases, the survival of the business.
Tags: 2009 November Issue , financial , management , risk |
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Written by Timothy J. Farrell
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With government stimulus money trickling down through the system, numerous civil projects have either started, are in the process of being bid or have entered planning stages. All of these projects will require an array of insurances, from general liability to auto liability coverage by the winning contractors.
Tags: 2010 February Issue , insurance |
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Written by Mike Ahern
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Public entity work has been in the economic forefront due to the passage of the American Recovery and Reinvestment Act of 2009. This economic recovery package provides $787 billion in stimulus spending and tax cuts. Much of those funds will be allocated toward the upgrading and improvement of infrastructure such as roads and bridges. Even though economic cycles are impossible to predict with any degree of certainty, we all look forward to an inevitable economic upturn. In the interim, it's clear that public sector work will be one of the drivers of our nation's recovery. Being able to anticipate some of the possible insurance coverage issues that are seen most typically with public sector work is important. Following is insight into four areas of coverage concern when working in the public sector and how they align with your Commercial General Liability (CGL) coverage.
Tags: 2009 September Issue , insurance , public sector work , risk |
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